When Do You Get Money From Selling Your House?

You’ve finally got what looks like a solid contract to sell your home and a closing date on the calendar. Now you’re wondering: When do you get money from selling your house?

Knowing when your sale proceeds will hit your account can help you plan your next move — whether that’s buying another home, covering moving expenses, or paying off debts.

Most sellers receive their money shortly after closing, but exactly how soon depends on a few key details. In this guide, we’ll explain when you can expect to get paid, how the money gets to you, and what could speed things up or slow things down.

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When do you get money from selling your house?

Once you close the sale of your home, you’ll usually receive your money within one to three business days. However, the exact timing can vary based on how your state handles closing transactions — specifically whether you’re in a wet funding or dry funding state.

• Wet funding: In a wet funding state, everything, including paperwork, signatures, and money transfers, must be completed at the closing appointment. This setup often allows sellers to receive their money the same day as closing (sometimes in just a few hours) or within 24 hours. Most home sellers live in wet funding states.
• Dry funding: In a dry funding state, the transaction isn’t finalized until after the lender reviews and formally approves all signed documents. This process can add two or three business days of waiting time, meaning you might receive your money 48 to 72 hours after closing — or longer, depending on the day of the week and how late in the day you closed.