How to Keep Your House in the Divorce: A Step-By-Step Guide

Wondering how to keep the house in a divorce? Find out if it's financially feasible and how to set the process in motion.

You’ve already made the difficult decision to divorce. Now, you need to plan and determine how to keep the house in a divorce. Maybe you’re weighing your options and wondering if you should even try.

The answer is: it depends. There are a lot of reasons why you may want to keep the home:

Concerns over being able to afford a comparable home
Desire to stay close to family or close friends
Emotional memories tied to the home
Seeking stability in an unstable situation
Sentimental attachment to the house or neighborhood
Strong community ties (work, neighbors, church)
Want to keep your children in the same school district

Your reasons may be more emotional than practical, but it can be helpful to adopt a pragmatic approach in deciding whether you want to keep your house in the divorce.

Unsure What to Do With the House?

Start with a free home value estimate from HomeLight. Input your address and answer a few questions about your home, and we’ll provide a preliminary estimate of home value in under two minutes.

Disclaimer: As a friendly reminder, this blog post is meant to be used for educational purposes only, not legal advice. If you need assistance navigating the legalities of keeping your home in a divorce, HomeLight always encourages you to reach out to your own advisor.

First, familiarize yourself with your state’s laws on property division and the divorce waiting period. Then, evaluate your finances to ensure that you put yourself in a strong financial position in the future.

Instead of asking how to keep your house in the divorce, you may be asking, “Should I keep the house in a divorce?”

Use this step-by-step guide to determine if keeping the house is the right move for you.

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