5 of the Best 55 Plus Communities in Florida

Retiring to the Sunshine State to enjoy its warm climate and tax exemptions? Here's how to pick the best 55+ communities in Florida.
Deciding where to retire can be one of the most significant financial decisions you make. Florida is a natural choice for many, as the state offers an affordable cost of living, a warm climate, and a diverse culture. Moreover, its thriving senior population and tax-friendly policies add to the ideal setting for a relaxed and financially smart retirement, leading many to seek the best 55+ communities in Florida.
In this post, we’ve consulted with top-performing real estate agent Brenda Bianchi, who has extensive experience — over 40 years — in the market, helping seniors relocate. We’ve also researched some of the best 55+ communities in terms of lifestyle, location, affordability, and safety.
To compile this list, we considered the following:
- Location and amenities (proximity to beaches, golf courses, airports, and other points of interest)
- Nearby access to quality healthcare
- Established and enforced age restrictions (55+)
- Ratings and reviews (55places.com, Google, and Yelp)
- Living options available (floor plans, housing types, and price points)
- Homebuyer interest (popularity)
- Security and surrounding crime rates
What is a 55+ community?
A 55+ community is an age-restricted community that may not necessarily be exclusive to retirees. These developments require residents to be over the age of 18, with full-time residents typically needing to be 55 or older Younger visitors are welcome for certain portions of the year.
55+ community members often enjoy convenient hobbies and amenities, including access to outdoor and fitness activities, social life infrastructure, and transportation to nearby places for shopping, entertainment, and healthcare.
These communities are a popular choice for Americans making a move to retire, downsizing as they prepare for retirement, or just simplifying their lives after reaching the age of 55. Housing options may include everything from single detached houses to duplex- or condominium-style units.