10 Pros and Cons of Living in Kentucky

Kentucky is known for its scenic beauty, horse racing, bourbon, bluegrass music, and southern hospitality. Many cities in Kentucky offer a unique experience that combines the charm of small-town living with the amenities of big cities like living in Louisville. But is Kentucky a good place to live? With a rich history that spans back to the frontier days, Kentucky has a vibrant culture deeply rooted in its people, food, music, and traditions. Whether you’re looking for homes for sale in Lexington, an apartment in Owensboro, or want to learn more about this state, here are ten pros and cons of living in Kentucky.

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Quick Facts about Kentucky

Is Kentucky a good place to live?

One of the biggest draws to living in Kentucky is its affordable cost of living. Housing prices are significantly lower than the national average, whether you’re looking to buy a home or rent an apartment. The state’s median sale price is just $263,400, well below the national median of $430,000. In Louisville, a two-bedroom apartment averages $1,574, significantly less than in other major metros in the U.S. Additionally, utilities and transportation costs are also reasonable, contributing to the overall low cost of living in the state. For charming cities with an even lower cost of living, you’ll want to check out towns like Bardstown or Frankfort.

2. Con: Limited public transportation in rural parts of the state

Kentucky’s public transportation network is mostly concentrated in its larger cities like Louisville and Lexington, leaving rural areas with few options beyond personal vehicles. For those living in smaller towns or more remote parts of the state, the lack of reliable transit can make it challenging to commute to work, run errands, or access essential services. If you’re moving to a rural area, having a car is practically a necessity, and gas costs can add up quickly with long drives between destinations.

3. Pro: The state is in a central location

4. Con: You’ll need to watch out for natural disasters in Kentucky

Kentucky is prone to various natural disasters, including floods, tornadoes, and earthquakes. The state is located in a region known as Hoosier Alley – an extension of Tornado Alley, which is prone to severe storms and tornadoes, particularly in the spring and early summer months. Flooding is also common in the state, particularly along the Ohio River and its tributaries. If you live in the state, you’ll want to create an emergency evacuation plan for your home and stay prepared.

5. Pro: Grab your hats and get ready for Kentucky’s sports scene

The Bluegrass state is particularly famous for its love of basketball, with the University of Kentucky’s men’s basketball team being one of the most successful programs in NCAA history. The state also hosts several major horse racing events, including the Kentucky Derby, one of the world’s most prestigious horse races. And if you love the motorsports scene, you’re in the right spot. The Kentucky Speedway hosts various NASCAR events for any fan.

6. Con: Entertainment options are lacking in some parts of the state

While cities like Louisville and Lexington offer plenty of restaurants, bars, and music venues, entertainment options can be more limited in smaller towns and rural areas. Outside the bigger cities, you might not find as many movie theaters, concert venues, or nightlife spots. However, if you’re someone who prefers a quieter lifestyle or enjoys spending time outdoors, Kentucky’s natural beauty provides plenty of opportunities for weekend adventures, from hiking to lake activities.

7. Pro: Kentucky has a rich cultural history

Kentucky has a rich cultural history reflected in its architecture, music, art, and cuisine. The state played a significant role in the settlement of the American frontier, with historic sites like the Perryville Battlefield State Historic Site and the Kentucky Bourbon Trail offering a glimpse into the state’s early days. 

Kentucky is also known for its deep tie to Bluegrass and country. The state has produced several famous musicians, including Loretta Lynn, Ricky Skaggs, and Bill Monroe, known as the “Father of Bluegrass Music.” 

8. Con: Pesky bugs come out in the summer

In the summer, Kentucky can be pretty humid, attracting pesky bugs. Mosquitoes are common throughout the state and can be a nuisance for those outdoors, particularly in wooded or wet areas. Ticks are also prevalent in some areas and can carry diseases, making it essential to take precautions outdoors. 

Stinging insects like wasps, hornets, and bees can also be problematic, particularly in the late summer and early fall. While these bugs can be annoying, some ways to protect yourself include wearing long-sleeved clothing, using insect repellent, and avoiding standing water where mosquitoes can breed. 

9. Pro: You’ll easily discover breathtaking scenery 

If you’re looking for reasons to move to Kentucky, you’ll quickly recognize its beauty. Kentucky has abundant beautiful scenery, making it a popular destination for outdoor enthusiasts and nature lovers. The state is home to rolling hills, lush forests, sparkling lakes, and winding rivers that offer a picturesque backdrop.

In addition, the state boasts several natural landmarks, including the iconic Mammoth Cave National Park, the world’s longest-known cave system, and the Red River Gorge, known for its sandstone cliffs and natural arches. Kentucky is also famous for its horse farms, and the rolling bluegrass countryside surrounding them is often called the “Horse Capital of the World.”

10. Con: Bundle up for the harsh winters

Kentucky experiences harsh winters, particularly in the northern and eastern parts of the state, due to its location in the Appalachian region. Winter temperatures can regularly drop below freezing and snowfall is expected. Some areas of the state receive significant snowfall yearly. Additionally, the state is prone to ice storms, which can cause power outages and hazardous road conditions. It’s crucial for those living in Kentucky during the winter months to take appropriate precautions, like preparing your home for winter.

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