10 Pros and Cons of Living in Illinois

Nestled in the heart of the Midwest, Illinois is a state of stark contrasts and boundless opportunities. From the bustling metropolis of Chicago to the serene rural landscapes that stretch across its vast expanse, the Land of Lincoln offers a diverse and multifaceted living experience. Whether you’re drawn to apartments in Chicago or the tranquility of small-town homes in Woodstock, there is something for everyone. However, like any place, it has unique advantages and challenges. In this Redfin article, we will delve into what it’s truly like to call this state home, exploring the pros and cons of living in Illinois. Join us as we embark on a journey through the Prairie State so you can decide if Illinois is a good place to live.

Interested in moving to Illinois? Check out:
Homes for sale in Illinois | Apartments for rent in Illinois | Houses for rent in Illinois

Quick Facts about Illinois

Population
12,812,508

Median home sale price
$301,900

Average rent in Illinois
$2,223

Largest cities in Illinois
Chicago, Aurora, Joliet

1. Pro: Affordable cost of living

Illinois offers a remarkable advantage in terms of affordability, particularly when compared to the national average. The state’s median home sale price, at $301,900, stands significantly lower than the national median of $439,716. This makes homeownership more accessible and achievable for many residents. However, the cost of living in Chicago, one of the most popular cities in Illinois, is 14% higher than the national average. Whether you’re a first-time homebuyer or simply seeking a place where your hard-earned dollars go further, Illinois’ affordability is a compelling pro for those who value financial stability and a higher quality of life. If you’re looking for some of the least expensive areas of Illinois, browse through our article on the Most Affordable Places to Live in Illinois.

2. Con: Risk of natural disasters

While Illinois offers many advantages, it’s not without its challenges. One notable concern is the risk of natural disasters, particularly flooding and severe storms. The state’s location, with its proximity to the Great Lakes and major rivers like the Mississippi and Illinois, exposes it to periodic floods that can cause property damage and displace residents. Additionally, Illinois experiences its fair share of severe storms, including tornadoes, especially during the spring and summer months. These weather events can lead to property destruction and sometimes pose risks to personal safety.

3. Pro: Great food and dining options

At the heart of this delight lies Chicago, a city celebrated for its culinary innovation. From world-famous deep-dish pizza at establishments like Lou Malnati’s and Giordano’s to the iconic Chicago-style hot dogs at Portillo’s, there’s no shortage of quintessential Windy City treats. For those seeking a more upscale dining experience, Alinea, with its three Michelin stars, pushes the boundaries of modern cuisine. Beyond Chicago, Illinois offers a rich tapestry of food cultures, including the delicious Italian cuisine in the Hill neighborhood of East St. Louis, the Mexican flavors of Pilsen, and the hearty, Midwestern fare found at local diners throughout the state.

4. Con: Harsh winters

The state experiences cold temperatures, heavy snowfall, and icy conditions that often begin in late fall and persist well into the spring. In particular, the northern parts of the state, including Chicago, can be heavily impacted by lake-effect snow, making commutes and outdoor activities challenging. The extreme cold and strong winds can also result in frostbite and other health concerns, necessitating extra precautions. Moreover, the accumulation of snow and ice can lead to disrupted transportation, school closures, and increased heating costs, posing inconveniences and additional expenses for residents. You’ll want to prepare your home for winter to combat these potential risks.

5. Pro: Natural beauty

Often overshadowed by its more scenic neighbors, Illinois surprises with its unique and understated natural beauty, making Illinois a good place to live. The state’s landscapes offer diverse experiences, from the picturesque shores of Lake Michigan to the rolling hills of Shawnee National Forest in the southern part of the state. In the spring, fields of vibrant wildflowers blanket the countryside, while the lush forests transform into a breathtaking canvas of reds, oranges, and yellows in the fall. The state’s countless parks and recreational areas, such as Starved Rock State Park, offer hiking, boating, and camping opportunities, allowing residents to immerse themselves in nature’s serenity.

6. Con: High property tax

Illinois has garnered a reputation for imposing high property taxes, which can be a significant financial burden for homeowners. The state’s property tax rates are the second highest in the country, at 2.07%, while the national average is 0.99%. Additionally, the state’s complex and somewhat convoluted property tax assessment system has contributed to tax rates and assessment disparities, leading to tax bill inequities. This can be a considerable drawback for homeowners, especially those living in areas with higher assessed property values.

7. Pro: Vibrant arts and entertainment scene

At the epicenter of this cultural dynamism is the Chicago art scene, home to world-class theaters, museums, and music venues. With its renowned collection, the Art Institute of Chicago stands as a beacon for art lovers, while theaters like the Chicago Symphony Orchestra and the Lyric Opera offer exceptional performances. The city’s vibrant comedy scene, famous for improv and stand-up, has given birth to legendary comedians. Historic venues like the Chicago Theatre and the United Center draw top-tier musicians and entertainers worldwide. Beyond Chicago, communities like Peoria and Springfield contribute to the state’s artistic tapestry, showcasing local talent and celebrating the performing arts.

8. Con: Traffic congestion

Traffic congestion is a notable drawback for residents of Illinois, particularly in densely populated areas. As the state’s largest city, Chicago faces significant traffic challenges, with its sprawling network of highways and busy streets often subject to gridlock during peak commuting hours. The city’s traffic congestion results in frustrating and time-consuming daily commutes and increases fuel consumption and air pollution, affecting both the environment and quality of life. While public transportation is well-developed in Chicago, it may not always be convenient for every resident. 

9. Pro: Central location in the United States

Illinois’ central location in the heart of the United States is a significant advantage for residents and businesses. Positioned as a crossroads of the nation, the state offers easy access to various regions and markets. Chicago’s O’Hare International Airport, one of the world’s busiest airports, connects Illinois to destinations worldwide, making travel and business operations highly convenient. The state’s extensive network of highways and railways further reinforces its strategic position, allowing for efficient transportation of goods and easy commutes.

10. Con: Inconsistent weather patterns

While the state experiences all four seasons, the transitions between them can be abrupt, resulting in wide temperature variations and unexpected weather events. Winters can be harsh with heavy snowfall, while summers can bring sweltering heat and humidity. While often enjoyable, the spring and fall seasons can also see sudden weather shifts, including thunderstorms and tornadoes, particularly in certain regions. These unpredictable changes can make planning outdoor activities, travel, and even daily dressing a gamble. 

The post 10 Pros and Cons of Living in Illinois appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.